Guide · unclaimed money
How to find unclaimed money in your state, free
States hold forgotten bank balances, uncashed paychecks, refunds, deposits, and insurance payouts until the owner claims them. Searching and claiming on official state sites is free.
How to search
- Find your state below. Each link is the official program listed by NAUPA (unclaimed.org), the association of state unclaimed property administrators.
- Search your current name, past names, and common misspellings. Repeat for every state you've lived in.
- Or search many states at once on MissingMoney.com, the free multi-state search endorsed by NAUPA.
- File the claim on the state site and keep your claim number.
Official unclaimed property site, by state
State links from unclaimed.org, fetched 2026-10-14.
Other official places to check
- IRS refunds: irs.gov/refunds
- Old savings bonds: TreasuryDirect Treasury Hunt
- Lost 401(k) or pension: Department of Labor Retirement Savings Lost & Found
Watch out for "finders"
Companies that charge a percentage to find your money are selling something you can do yourself for free. Also see how to spot a fake settlement.
Frequently asked questions
Is it free to search for unclaimed money?
Yes. Searching on your state's official unclaimed property site, or on MissingMoney.com, is free. Claiming from the state is free too.
Which states should I search?
Every state you have lived or worked in, plus any state where you had a bank account or insurance policy.
Can I claim money for a relative who died?
Often yes, as an heir. Each state's site explains what documents it needs.