Settlement explainer · 4 min read
Equifax credit report settlement: who qualifies and how to claim
This Equifax settlement is about a 2022 coding issue that affected credit information sent to lenders. If your data was in the affected batch, you can file without proof.
| Payout | Est. $90 to $280 |
|---|---|
| Deadline | December 28, 2026 (74 days left) |
| Proof needed | No. You can file with a signed statement. |
| Time to file | About 3 minutes (easy) |
| Official site | equifaxfaircreditreportingsettlement.com |
Who qualifies
Equifax reported information about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers.
How to file
- Open the official site above. Do not use links from texts or ads.
- Enter the claim or notice ID if you got one. If not, file as a new claimant.
- Answer the eligibility questions honestly and add proof if the form asks for it.
- Pick an electronic payment if offered and save your confirmation.
New to claims? Read how to file a class action claim.
After you file
Payments go out after final court approval and any appeals. See how to check claim status and when settlement checks arrive. Full details on the Equifax: Credit Report Settlement page.
More open settlements
- Trans Union - Consumer Reports $100 - $1,000 · by Oct 30
- Equifax - Inquiry Disputes $300 · by Nov 29
- Navy Federal Credit Union - Unauthorized Personal Loan Accounts $250 · by Nov 29
- Equifax - Credit Report Est. $90-$280 · by Dec 28
- Non-Bank ATM Surcharges Varies · by Feb 10
Frequently asked questions
Who qualifies for the Equifax credit report settlement?
Equifax reported information about you to a third party between March 17 and April 8, 2022 that was affected by a coding issue on one of Equifax's servers.
How much does the Equifax credit report settlement pay?
Listed payout: Est. $90 to $280. Final amounts depend on how many valid claims are filed.
What is the deadline?
Claims are due by December 28, 2026. File early, since claim sites can slow down near the deadline.
Do I need proof?
No. You can file with a signed statement.
Is the claim free?
Yes. Filing through the official settlement site is free. Never pay anyone to file for you.